Stock market

After a period of deprivation and frugality, Luise has entered a phase of greater financial freedom. All her funds are in an ETF portfolio that averages a 7% return in the long term. Unfortunately, the 7% return is not constant and fluctuates significantly. Luise plans to withdraw a certain amount every month, either through dividends or by selling shares. Before I continue with a financial-themed story, I want to clarify that I’m not a financial expert....

When calculating financial goals, it’s often assumed, like on the informative website Finanzfluss, that there’s a fixed annual return. In the suggested return range of around 5% to 7% per year, I dare to challenge the expectation of consistent returns without the fluctuations of stock investments. Therefore, I’ve briefly explored simulating stock prices and implemented a savings plan calculator based on this concept. The focus of this article is on the simulation aspect....

Various channels claim that rebalancing your stock portfolio increases your return on investment. In this article, I will present the analysis of historical data on geographic allocations of the popular indices MSCI World and MSCI Emerging Markets. 2 remarks before we start: This article was translated from German to English in collaboration between man and machine *To be honest, I was a little disappointed by the translation performance of translate.google.com. Even though I am talking finance in this article, I’m not a finance expert at all....

How can you generate passive income from return on stock market investments or dividends*Dividends are of course also a kind of investment income. I just wanted to mention them again because they play a special role in this article. and when does that make sense? In addition to explanations and anecdotes, I also present mathematical formulas to answer this question🥳*That's a smiley celebrating the existence of math in this article.....