New Calculator (Update Feb 10, 2023)
I’ve since built a newer calculator that simulates charts with selectable volatility instead of assuming a constant return per year. Other features are
- Rebalancing
- Backtesting with selected indices
- Graphs for visualization
Old Calculator
We see 2 independent calculators below, one for savings and one for passive income. With the savings plan calculator on the left you can find out how to get the necessary capital for a passive income. The calculator on the right shows how much capital you need for a monthly passive income. The explanation of the individual fields can be found under the computers.
| Interest rate in % | Yearly return of the investment |
| Payment each month | Monthly deposit or payout, respectively |
| Years | Duration of the savings or withdrawal period |
| Final capital | Final capital from savings plan |
| Seed capital needed | Necessary capital for the demanded withdrawal plan |